mens health

The Hidden Costs of Weight Loss: Alternatives to Mounjaro

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i am astonished to learn that upwards of half a million Britons are paying up to £330 for their monthly fix of Mounjaro. Isn’t there a cheaper way to lose weight? Like jogging? It’s more than you’d spend to finance a car loan. Back in the day, I asked my doctor what was the most effective way to lose weight. He suggested the Atkins diet. So I bought the book. And it was the opposite of everything I’d previously been told about diets. Stuff yourself on fats. But don’t go anywhere near sugar, bread or potatoes. I tried it. And it worked. I lost 14 lb in the first 6 weeks. And I kept it off.

But I’ve noticed that as I’ve been getting older the weight has been creeping back, even though i’m trying to keep the same diet. Metabolism? Or just lack of exercise? But sometimes it’s just difficult to eat healthy. Where’d you go to find a good salad bar these days? I might join a Ramblers club. Just to get that extra bit of exercise. So today I’ve been to Millets and bought a pair of walking boots.

Law, Uncategorized

2025/2026 Solicitors Practising Certificate Renewal

I’ve just managed to renew my solicitor’s practising certificate for 2025/2926. For a non-techno like me, it was so much more difficult just to log on to the SRA website to make the application. In previous years I would just put in my log in details and password and then receive a one-time password, which I would then type in. Bingo! I’d only need another 10 minutes to complete the online application, make the payment, and my practising certificate would be on its way. Not this year.

Faced with the dreaded QR code, I spent many hours trying to suss out my cell phone to generate the six digits which would get me into the website. Up to then, my phone’s primary use had been – well – phoning! And perhaps the occasional text message. Whatsapp? Forget it! I watched the ‘ how to log on’ video on the SRA website. Then struggled again.

It’s pure luck that at the end of my road there is a small computer shop where I was able to get help to navigate through the technical barriers and complete my application. Well worth the £20 I paid the guy for his trouble. But it means that I won’t have to worry about that for another year.

Uncategorized

Essential Tips for Crime Scene Investigation (Updated October 2025)

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  • A whiff of bleach always raises suspicion
  • Always carry a bottle of Luminol
  • If you see a plastic rubbish sack with something inside. Report it immediately!
  • Remember that your perpetrator will always overreact. As if screaming and shouting proves your innocence,
  • Selective amnesia. ‘I don’t remember anything about it, Guv.’
  • ‘It wasn’t murder Your Honour. It was a sex game gone wrong.’
  • Sometimes alibi witnesses lie. ‘We were at home watching Harry Potter.’
  • Sometimes you only have to look at the police mugshot.
  • Knock on every front door and ask for doorbell camera footage. See that van driving away? And there’s someone wearing a hoodie.
  • Look at the victim’s relationships. The pretty young science graduate shacked up with the tattooed cage fighter.
  • Remember that a defence attorney only has to cast doubt in three jurors to get a mis-trial.
  • Seize every cellphone to download its call/text history and track its last movements.
  • Has someone been digging the garden?
  • Collect every cigarette butt. So that you can test it for DNA.
  • If the cigarette butt does not yield an exact DNA match, look for familial DNA. Match it to a close relative and work through their family tree until you find the culprit.
Uncategorized

Stamp Duty Land Tax – When it all goes wrong

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Since it replaced the centuries old Stamp Duty in 2003, Stamp Duty Land Tax has become one of the UK’s most complex taxes.

Within 14 days of completion of any significant property transaction, it is the responsibility of the buyer or leaseholder to file a stamp stamp duty land tax return and pay any applicable duty on the transaction. This is usually uploaded electronically by the conveyancer who completed the purchase, save that legal responsibility for ensuring that everything contained within the return is correct and that the correct duty is paid, is placed firmly on the client-purchaser, not the conveyancer who acted on the purchase.

In terms of complexity, a stamp duty land tax return can be compared with any complex self-assessment tax return. And it is the responsibility of the taxpayer to get it right as in most cases, HMRC take the information provided on trust unless there is something specific which raises query.

Most purchaser – clients are not tax experts and will rely on the advice given by their conveyancer as to how much stamp duty land tax they will be required to pay. However they must still make sure that the information they provide to the lawyer is correct, particularly as regards any second homes. Once the client has seen and approved the draft stamp duty land tax tax return, the conveyancer will upload it on the HMRC portal. Almost instantaneously, that conveyancer will receive back an electronic certificate in form SDLT5, confirming that the stamp duy tax return has been uploaded and received, even if the duty itself has not yet been paid. It is that SDLT5 which will then enable the conveyancer to register the transaction and pay the stamp duty from money held on account from the particular client. There are also some cases involving trusts, where the issues are so complex, that the conveyancer should advise their client to seek specialist tax advice before approving the stamp land tax return for upload.

Because of the complexity of some conveyancing transactions, there is always a risk of miscalculating the amount of duty chargeable on a particular transaction. The risk applies both ways. There’s firstly the risk that you may overpay stamp duty on a transaction because your conveyancer has not identified a legitimate relief to which you are entitled. Or you may accidentally fail to declare something which would otherwise have had the effect of increasing the tax liability which would otherwise be payable. Either way, the mistake is expensive.

Law, Uncategorized

Legal Department of the Future: The stories behind the statistics

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As someone who has spent more than 30 years of a legal career working with local authority in-house teams, the statistics contained in this report ring true for me. But behind every statistic, there is a story, which I now attempt to explain from my own experience and discussions with others.

It is not about being cheap and cheerful

Providing ‘more for less’ requires an understanding of what a corporate client really wants from an in-house legal service. It is not about being cheap and cheerful. If that were the case, no legal work would ever be outsourced.  A corporate client wants value for money. But not only value for money. They also want a quality service which lifts the burden from their own shoulders and provides a timely turnaround. And a corporate client is prepared to pay more for that type of service. For me, the benchmark comparison for a good in-house team should be that which the client could obtain from a private sector firm of equivalent size, expertise and resource. What is also important to a corporate client is the added value which only an in-house legal team can provide. An on-site presence. An understanding of the client’s ‘business’. Making yourself part of the client ‘team’. Presenting to elected members. Navigating the council’s constitution. Dealing with those tiresome freedom of Information requests and registration of assets of community value.

It’s about the technology

For me, having the right technology and systems in place are key to providing a client with more for less. Because it is that technology and the systems which go with it, which creates the environment in which fee earners are able to work quickly and efficiently and which,  in turn, produces lower unit cost. A problem for legal services managers is that many of these systems are not under their direct control. All they can do is report a failure and wait for someone else to come and fix it. Walking up and down looking for a printer that works and then lining up behind two other fee earners, is hardly an efficient use of lawyer time. Some of that technology is already free to download and use on any modern computer, such as voice dictation.

I’ve noticed that local authority legal teams always appear several years behind their private sector counterparts when it comes to adopting new technology. Whilst there may be exceptions, I would think it safe to assume that most local authorities have not yet adopted the electronic signing and attestation of documents which is now the standard in most private practice. The adoption of such systems is not expensive and saves money as well as time. Using DocuSign not only avoids the need for a corporate seal and a wet ink signature, it also avoids the need to prepare and circulate hard copy engrossments and can bring forward a completion by more than a week.

Staff Recruitment and Retention

Whilst salary levels for local authority lawyers are significantly lower than those working in private practice, what must be factored in is the Local Government Pension Scheme. Whilst this final salary scheme may no longer be as generous as it once was, it is still better than anything you are likely to get elsewhere.

Headline locum hourly pay rates may be higher than the equivalent salaries paid to permanent staff but remember that from that hourly headline rate, anyone working off payroll has to fund the costs of their own employment,before any money can go into their pocket. This will include employers’ National Insurance, rolled up holiday pay, and making their own pension arrangements. Any tax advantages which staff might once have enjoyed from working off-payroll disappeared with IR35. So maybe the pay difference is not as significant as it first appears. Even the 15% commission paid to the locum agency is not money for nothing, as it covers the administration and due diligence which would otherwise have to be carried out by the council’s own HR and payroll teams

By contrast, the locum market enables legal services managers to quickly upsize or downsize to meet day-to-day operational requirements without the paraphernalia of a long-winded recruitment or redundancy process. For a good locum, the issue is not how long a particular assignment lasts but whether there will be something to move on to after it has ended. It is about personal marketability. The ability to quickly adapt to a team’s requirements and make a real contribution to getting the work done. The first thing I notice when looking at a locum CV is the length of previous assignments and, more importantly, whether any of those previous assignments have been repeated or extended. If the answer is, ‘none’, that for me sends its own message. When it comes to ‘diva tendencies’, the worst locums I have come across are the semi-retired grandees. The former chief executives coming new to transactional work but who refuse to be told.

Retention of good staff has always been a problem for me, much more than the permanent recruitment of new staff. I believe it’s because of the limited opportunities which local authorities provide for internal promotion, where every opportunity has to be advertised to the World and where even the best candidate can be pipped at the post by someone who may be less able but whose answers score better in a structured interview. Then, the only way for that internal candidate to achieve promotion is to adopt a scatter gun approach, by sending multiple applications to other local authorities until someone bites. A system which is hardly conducive to corporate loyalty. 

Getting into management.

I found it disappointing that only 38% of local government lawyers aspire to management, even though leadership is a valuable life-skill which can only be learned by doing. Management is your chance to make a difference. To put in place the changes you always wanted to make but never had the seniority to make. A chance to experiment with your own ideas instead of implementing someone else’s. Taking credit when something goes well and responsibility when it does not. Something I have always tried to do when taking up a new management’s role is to repair some of those client relationships which had previously become soured.

Third party income

Something not mentioned at all during the survey is the opportunities for a legal team to help meet its budget by maximizing third party income. The costs of many transactions can be loaded onto the party receiving the benefit of that transaction. Examples include section 106 planning agreements; highway agreements; statutory lease extensions; leasehold sub-dealings, such as licences to assign or underlet. Licences for alteration or change of use. In fact, any transaction carried out at the request of another party. 

Whilst an in-house legal team cannot make a profit on such transactions, it is important they are at least cost- neutral for the local authority. It is about accurately assessing the amount of work likely to be involved and seeking a professional undertaking for that amount. And then being able to work within that quoted  budget so that there is no cost overrun.

On a final note, what I have always valued from my work with in-house legal teams is the general culture of courtesy which has always existed between local government officers at every level.

…………………………….

V.Charles Ward is a Senior Property Lawyer with HB Public Law and author of Local Authority Conveyancing: Law and Practice (UK)

First Published in Local Government Lawyer – August 2025