Signs of Getting Old

1. When every time you make eye-contact with someone, they offer you their seat.
2. When you celebrate every birthday with another tablet.
3. When you eat less but put on weight. Like the 70’s rock band who decided to reform, looking like they’d just walked off a building site.

Things to Do When you are getting old.

1. Make a will. It goes without saying.
2. Make that extra effort to keep in touch with friends and family – especially the younger generation.
3. Make a Living Will or Advance Direction, so you are in control of your own destiny, when it’s time to say goodbye.

Things not to do.

If you love your job and are at the top of your game, whatever you do, don’t retire, even if you’ve reached state pension age. Yes – take your company pension. You’ve worked for it and paid in to it. But don’t let it stop you working. And you don’t have to. Go freelance if you need to. You may also discover that your earning potential has never been higher. Because you will be getting your pension – PLUS – what you get working. And if you are past state retirement age, you won’t be paying any NI. What a great tax-break that is! So let someone else walk up and down a golf-course or kill time on a bowling green.